Tuesday, December 11, 2012

Small & Medium Enterprise Manager

“A Multination Company working in finance field needs to hire SME Manager ( Small & Medium Enterprise Manager) to be a part of the growing team with the following criteria:

- Work Location: Al Darb Al Ahmer.
- Working Hours: 9-5
- Gender: Male.

Skills Required: 
- A Bachelor degree in Business Administration, Finance or Economics;
- 3 to 5 years experience in microfinance or commercial banking;
- Sound experience in financial credit analysis and financial analysis;
- Good knowledge of accounting;
- Good understanding of business processes; 
- Advanced computer skills especially in Microsoft Excel and/or Spreadsheets;
- Fluency in English and Arabic.
- Strong written and verbal communication skills in both languages.
- Customer oriented and good communicator with different- level clients.
- Willingness to work in a challenging environment, with minimum supervision and under tight schedules.

Job Description:

- Lead the design of specific products matching the needs of SME customers in the targeted areas.
- Develop SME lending procedures and manuals.
- Recruit dedicated SME Loan Officers and provide them with the required training.
- Set operational targets for the SME department.
- Review and approve loan applications as per procedures and within predefined delegations.
- Ensure that disbursement of loans is according to the designed procedure.
- Conduct regular field visits to SME customers to assess the quality of the portfolio.
- Perform a strict follow-up of delinquent clients and lead the recovery of loans at risk.
- Make sure targets are met and review loan projections on quarterly basis, and Participate in program audit, reviews, and annual update of Business Plan.
- Prepare monthly portfolio analysis reports to management and reports to donors as per their requirements.
- develop the SME products and ensure the overall quality and profitability of the portfolio

Interested applicants are kindly requested to send their CVs with Personal Picture to jobs@bplus-training.com, quoting the job title in the subject.